Jump to content
  • Announcements

    • Daniel#MD

      Test Announcement   06/28/17

      Enjoy finance writing ? (forex, stocks trading, cryptocurrencies, investments). Great. We are looking for contributors that want to write for us.

Search the Community

Showing results for tags 'finance'.

More search options

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


  • Community Engagement
    • Announcements
    • Introduce Yourself and make friends
    • Earn Cash @ InvestOpen
    • General Discussions and Lounge
    • International Section
  • Bitcoin & other crypto-currencies
    • Bitcoin discussion
    • Bitcoin newbies
    • Bitcoin merchants & services
    • Bitcoin exchangers
    • Other crypto-currencies
  • Forex Trading
    • Forex Discussion
    • Forex Financial News
    • Forex Brokers
    • Forex Services
  • Stocks, Options, Futures, & Funds
    • Traders lounge
    • Technical & Fundamental Analysis, Daytrading, & Other Strategies
    • Brokers & Trading Platforms
    • Gold & other precious metals
  • Offshore Company Formation & Offshore Bank Accounts
    • Offshore Company Formation
    • Offshore Bank Accounts
    • Offshore Business Discussion
  • Online Investing Opportunities
    • Non Regulated Investments
    • Payment Processors
    • Debit Cards, VCC, Credit Cards
  • Personal Finance


  • Press Releases
  • Taxes
  • Forex
  • Finances
  • Business
  • Tutorials


  • Documentaries


  • Contact Form
    • Your Name
    • Subject
    • Email Address
    • Message

Found 3 results

  1. For instances wherein you urgently need funds (that you currently do not have), a personal loan can serve as your answered prayer. Through quick cash loans, you can borrow a certain amount of money, pay it back with interest, and get the money you need for your specific purpose. Unfortunately, not everyone who applies for a loan is successful. Pre-step: Improve your credit To determine whether you are a trusted lender, financial institutions will check your credit history. If it shows that you are capable of making monthly payments on time, the bank will consider you eligible for a loan. In order for you to improve your credit history, you should be able to consistently accomplish the following: Pay your bills in full and on time. Keep and maintain your old accounts (longevity matters). Spend below your credit limit amount. Avoid factors that can impact your credit history such as bankruptcy, foreclosure, etc. Your credit standing is your reputation, which will reflect your capacity to meet financial obligations. So make it an ongoing goal to maintain a good credit standing, as this can back you up if or when the need to apply for a loan arises. To determine your current status, you can use a financial health calculator as a guide to make a plan for becoming a truly ideal candidate for a loan. Increase your chances of loan approval To further ensure that you get your loan approved without problems, here are additional useful tips: 1. Understand your capabilities Before you head to the bank, examine loan packages available online and compare them to the offers of other competitors. There are also personal banking terms and conditions that you need to be aware of depending on the type of loan you’re applying for. Finding the best deal that suits your financial needs is the first step in choosing a loan. The following steps will help you gauge your capability to get a loan. Know your limitations Before pursuing a loan, you should already know your current credit score and history. The bank will tell you the credit score required to get your loan approved. Plan ahead of time and ask for a copy of your credit history and score weeks before your application. Nowadays, lenders will depend heavily on your previous usage of credit. If there are errors on your report, you may get a low score that can affect your chances of getting your loan approved. Take into account your financial limitations to be able to make repayments that you can afford. Determine the type of loan you need Ensure that you understand the type of loan you intend to apply for. Technically, mortgages, auto loans and payday loans are personal. If your credit score is insufficient for taking out one particular loan, they may present you with other offers instead. Choose the type of personal loan that you believe you’d best qualify for. Understanding the specifics of each banking product, right from the start, will increase your chances of getting approved and hasten the application. Ask questions Once you find the appropriate loan package, contact the financial institution to ask about the requirements for loan eligibility. It’s important to know the requirements upfront so that you can prepare for them beforehand. 2. Prepare all the requirements Aside from insufficient information, another cause of loan application delay is failing to complete the indicated requirements. Once you’ve decided where to get a personal loan and inquired after the necessary documents, make sure to prepare everything promptly so you are able to present everything that the bank needs. Keep in mind that having everything ready for the bank to go through can help speed up the process, as well as present you as a detail-oriented and responsible applicant. 3. Make sure to provide proof of income When approving a loan, a financial institution will expect to get their money back as agreed upon. This is why it’s important to have a regular and steady income as this will assure the bank that you are more than able to fulfill your loan repayments. If you are an employee, your salary is one of the biggest factors banks will rely on to evaluate your capacity to properly pay back the loan. The following documents can prove that you have the capacity to make loan payments: Salary certificate Salary transfer or assignment letter If you are a self-employed individual, you will need to provide these documents as proof of your income. Income Tax Return (ITR) Trade licenses or permits Balance sheets 4. Be honest with your information There’s a reason behind why banks will ask for your address, contact details, current occupation and monthly salary estimate. They will be needing this information to verify your identity and whether you are realistically able to pay back a loan. Hence, it’s important that you supply only factual information so that they can make the proper verifications and process your application without hassles. Important: Pay close attention to your debt-to-income ratio Be sure not to over-report or under-report your income. If your income is high compared to the amount you intend to borrow, loan officers may neglect your borderline credit score or credit indiscretions. Unless it’s specified otherwise, make sure to include all your sources of income and provide pre-tax earnings. Never make it a habit to inflate your income or lie on your loan application. You should be able to justify all claims. Giving false information may cause you to face criminal charges. Once you determine your need for funds, it is always good practice to prepare as early as you can to avoid having to apply for a loan in a hurry. With a good credit score, proper documentation and enough patience, you can eliminate any delays during the loan process and expect a higher chance of getting your loan approved. Unforeseen expenses and financial needs arise every now and then in a person’s life, and a loan can help you gain the funds you need for such. What’s important is that you make sure to pay off all your financial obligations on time to maintain positive financial health and a good standing with the banks that can help you.
  2. StartFX is one of the leading financial platforms that make use of sophisticated technology to make trading more easy and convenient. You have a choice between several financial instruments ranging from stocks, shares, commodities, indices, futures and cryptocurrencies. Choose the best one for you and start trading now! For more info: https://startfx.com/
  3. Make your entry with trading only with StartFX. We offer a great coverage of financial instruments like: Stocks, Shares, Cryptocurrencies, Commodities, Indices and Futures. StartFX uses trading platforms like the MetaTrader4, WebTrader, ZuluTrade and more! After opening a trading account, depending on the amount deposited as mentioned in the terms and conditions, you are eligible for a gift from Apple. $/€5,000 – iwatch Series 3 $/€10,000 – iPhone 8 $/€20,000 – MacBook Air For further information check out: https://startfx.com/promotions/ Start Trading and reap the benefits!